{"id":788,"date":"2021-02-05T13:17:25","date_gmt":"2021-02-05T21:17:25","guid":{"rendered":"https:\/\/cksinsurance.com\/?page_id=788"},"modified":"2021-04-13T10:44:54","modified_gmt":"2021-04-13T17:44:54","slug":"auto-insurance","status":"publish","type":"page","link":"https:\/\/cksinsurance.com\/zh-hans\/auto-insurance\/","title":{"rendered":"\u6c7d\u8f66\u4fdd\u9669"},"content":{"rendered":"\n\n  <div class=\"banner has-hover has-parallax\" id=\"banner-369853183\">\n          <div class=\"banner-inner fill\">\n        <div class=\"banner-bg fill\" data-parallax=\"-7\" data-parallax-container=\".banner\" data-parallax-background>\n            <div class=\"bg fill bg-fill \"><\/div>\n                        <div class=\"overlay\"><\/div>            \n                    <\/div>\n\t\t\n        <div class=\"banner-layers container\">\n            <div class=\"fill banner-link\"><\/div>            \n\n   <div id=\"text-box-941438732\" class=\"text-box banner-layer x50 md-x50 lg-x50 y50 md-y50 lg-y50 res-text\">\n                     <div data-animate=\"fadeInUp\">           <div class=\"text-box-content text dark text-shadow-2\">\n              \n              <div class=\"text-inner text-center\">\n                  \n\n<h1 class=\"uppercase\">\u6c7d\u8f66\u4fdd\u9669<\/h1>\n\t<div id=\"gap-928480626\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-928480626 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<a href=\"https:\/\/cksinsurance.com\/zh-hans\/quotes\/\" target=\"_blank\" class=\"button white is-outline is-small\" rel=\"noopener\"  >\n    <span>\u8fc5\u901f\u4f30\u4ef7<\/span>\n  <\/a>\n\n\n\n              <\/div>\n           <\/div>\n       <\/div>                     \n<style>\n#text-box-941438732 {\n  width: 60%;\n}\n#text-box-941438732 .text-box-content {\n  font-size: 100%;\n}\n<\/style>\n    <\/div>\n \n\n        <\/div>\n      <\/div>\n\n            \n<style>\n#banner-369853183 {\n  padding-top: 99.99%;\n  background-color: rgb(255,255,255);\n}\n#banner-369853183 .bg.bg-loaded {\n  background-image: url(https:\/\/cksinsurance.com\/wp-content\/uploads\/2021\/01\/cars-c.jpg);\n}\n#banner-369853183 .overlay {\n  background-color: rgba(0, 0, 0, 0.11);\n}\n@media (min-width:550px) {\n  #banner-369853183 {\n    padding-top: 500px;\n  }\n}\n<\/style>\n  <\/div>\n\n\n\t<section class=\"section\" id=\"section_295970070\">\n\t\t<div class=\"bg section-bg fill bg-fill  bg-loaded\" >\n\n\t\t\t\n\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n\t<div id=\"gap-121844332\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-121844332 {\n  padding-top: 50px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<div class=\"row\"  id=\"row-2076262078\">\n\n\n\t<div id=\"col-492741613\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<ul class=\"sidebar-wrapper ul-reset widgets-framed\"><aside id=\"block_widget-2\" class=\"widget block_widget\">\n\t\t\n\t\t<div class=\"row\"  id=\"row-537456250\">\n\n\n\t<div id=\"col-149033382\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h3 class=\"thin-font\" style=\"text-align: center;\">\u6211\u4eec\u7684\u670d\u52a1<\/h3>\n<hr \/>\n<p>\u2b50\u00a0<strong><a href=\"https:\/\/join.gosafeinsurance.com\/kevinchen\">60\u79d2\u6781\u901f\u62a5\u4ef7<\/a><\/strong><\/p>\n<p><strong><a href=\"http:\/\/cksinsurance.com\/quotes\">\u2b50 \u591a\u5bb6A\u7ea7\u516c\u53f8\u6a2a\u5411\u4ef7\u683c\u5bf9\u6bd4<\/a><\/strong><\/p>\n<p>\u2b50\u00a0\u8be6\u7ec6\u7684\u4fdd\u9669\u6761\u6b3e\u5206\u6790\u89e3\u7b54<\/p>\n<p>\u2b50 \u4e00\u54687\u5929\u4e0e\u7ecf\u7eaa\u4eba\u5728\u7ebf\u8054\u7cfb<\/p>\n<p><strong><a href=\"http:\/\/cksinsurance.com\/client-center\/\">\u2b50 \u7f51\u4e0a\u5ba2\u6237\u7aef\u8f7b\u677e\u7ba1\u7406\u4fdd\u5355<\/a><\/strong><\/p>\n<p>\u2b50 \u7eed\u4fdd\u548c\u4fdd\u5355\u88ab\u53d6\u6d88\u63d0\u9192\u901a\u77e5<\/p>\n<p>\u2b50 \u5feb\u901f\u4fbf\u6377\u7684\u4e2d\u6587\u7406\u8d54\u670d\u52a1<\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\t\t<\/aside><\/ul>\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-709523850\" class=\"col medium-8 small-12 large-8\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<p>\u5728\u7f8e\u56fd\u4f5c\u4e3a\u8f66\u4e3b\u5fc5\u987b\u8981\u7ed9\u8f66\u5b50\u4e0a\u5f3a\u5236\u8d23\u4efb\u9669\uff0c\u5426\u8005\u4ea4\u7ba1\u6240(DMV)\u4f1a\u5bf9\u8f66\u4e3b\u8fdb\u884c\u505c\u724c\u7f5a\u6b3e\u7684\u5904\u7f5a\u3002\u5982\u679c\u53d1\u751f\u4e8b\u6545\u5374\u6ca1\u6709\u4fdd\u9669\u8fd8\u4f1a\u88ab\u8d77\u8bc9\u751a\u81f3\u906d\u53d7\u7262\u72f1\u4e4b\u707e\u3002\u54ea\u6015\u8f66\u4e0d\u884c\u9a76\u5c31\u505c\u5728\u8857\u8fb9\uff0c\u5982\u679c\u6ca1\u6709\u4fdd\u9669\u4e5f\u4f1a\u88ab\u8b66\u5bdf\u5f3a\u5236\u62d6\u8d70\u548c\u7f5a\u6b3e\u3002<\/p>\n<p>\u7f8e\u56fd\u63d0\u4f9b\u6c7d\u8f66\u4fdd\u9669\u7684\u516c\u53f8\u975e\u5e38\u591a\uff0c\u4f46\u662f\u4fdd\u9669\u7684\u8986\u76d6\u5185\u5bb9\u90fd\u662f\u57fa\u672c\u4e00\u81f4\u5982\u4e0b\uff1a<\/p>\n<p><strong>\u8d23\u4efb\u9669\uff08Liability)<\/strong><\/p>\n<ol>\n<li>\u4eba\u4f53\u4f24\u5bb3\u8d23\u4efb\u9669 \uff08Bodily Injury Liability)<br \/>\u4e3b\u8981\u8d54\u507f\u53d7\u5bb3\u7b2c\u4e09\u65b9\u7684\u533b\u7597\u8d39\u7528\uff0c\u7cbe\u795e\u635f\u5931\uff0c\u6536\u5165\u635f\u5931\uff0c\u5eb7\u590d\u8d39\u7528\u7b49\u3002\u8fd9\u9879\u6709\u4e24\u4e2a\u4fdd\u989d\u5373\uff1a\u6bcf\u6b21\u4e8b\u6545\u5bf9\u6bcf\u4e2a\u4eba\u7684\u8d54\u507f\u603b\u989d \/ \u6bcf\u6b21\u4e8b\u6545\u5bf9\u6240\u6709\u4eba\u7684\u8d54\u507f\u603b\u989d<\/li>\n<\/ol>\n<p><span class=\"fancy-underline\" data-text-color=\"alert\">\u5c0f\u8d34\u58eb\uff1a<\/span>\u8fd9\u4e2a\u7b2c\u4e09\u65b9\u4eba\u4f53\u4f24\u5bb3\u8d54\u507f\u8fd8\u5305\u62ec\u5bf9\u4e8e\u81ea\u5df1\u8f66\u4e0a\u7684\u975e\u5bb6\u5ead\u6210\u5458\uff0c\u6bd4\u5982\u670b\u53cb\u6216\u8005\u5ba2\u4eba<\/p>\n<p>2.\u00a0 \u8d22\u4ea7\u635f\u5931\u8d23\u4efb\u9669 \uff08Property Damage Liability)<br \/>\u4e3b\u8981\u8d54\u507f\u53d7\u5bb3\u7b2c\u4e09\u65b9\u7684\u8d22\u4ea7\u635f\u5931\uff0c\u6bd4\u5982\u5bf9\u65b9\u8f66\u8f86\u7ef4\u4fee\uff0c\u6216\u8005\u623f\u5b50\/\u6805\u680f\u78b0\u649e\u635f\u5931<br \/>\u4fdd\u989d\u5373\uff1a\u6bcf\u6b21\u4e8b\u6545\u5bf9\u5bf9\u65b9\u8d22\u4ea7\u635f\u5931\u8d54\u507f\u603b\u989d<\/p>\n<p><span class=\"fancy-underline\" data-text-color=\"alert\">\u5c0f\u8d34\u58eb\uff1a<\/span>\u52a0\u5dde\u89c4\u5b9a\u8f66\u4e3b\u5fc5\u987b\u8d2d\u4e70\u7684\u6700\u4f4e\u4eba\u4f53\u4f24\u5bb3\u8d23\u4efb\u9669\u4fdd\u989d\u662f$15,000\/$30,000; \u6700\u4f4e\u7684\u8d22\u4ea7\u635f\u5931\u8d23\u4efb\u9669\u662f$5,000<\/p>\n<p>3. \u8087\u4e8b\u65b9\u65e0\u4fdd\u9669\u6216\u4fdd\u989d\u4e0d\u8db3\u4eba\u4f53\u4f24\u5bb3\u4fdd\u969c \uff08Uninsured\/Underinsured Motorist Insurance Coverage)<br \/>\u8fd9\u9879\u662f\u5bf9\u4e8e\u81ea\u5df1\u6216\u8005\u5bb6\u5ead\u6210\u5458\u7684\u4eba\u4f53\u4f24\u5bb3\u4fdd\u969c\uff0c\u542f\u52a8\u524d\u63d0\u662f\u8087\u4e8b\u65b9\u6ca1\u6709\u4fdd\u9669\u6216\u8005\u4fdd\u989d\u4e0d\u8db3\u3002\u4fdd\u989d\u901a\u5e38\u8981\u548c\u4eba\u4f53\u4f24\u5bb3\u8d23\u4efb\u9669\u4e00\u81f4\uff0c\u540c\u65f6\u4e5f\u6709\u4e24\u4e2a\u4fdd\u989d\u5373\u6bcf\u4e2a\u4eba\u548c\u6bcf\u6b21\u4e8b\u6545\u7684\u8d54\u507f\u603b\u989d<\/p>\n<p>4. \u8087\u4e8b\u65b9\u65e0\u4fdd\u9669\u8f66\u8f86\u635f\u5931\u4fdd\u969c\uff08Uninsured Motorist Property Damage)<br \/>\u8d54\u507f\u81ea\u5df1\u8f66\u8f86\u7684\u7ef4\u4fee\u635f\u5931\uff0c\u5e76\u4e14\u542f\u52a8\u524d\u63d0\u662f\u8087\u4e8b\u65b9\u65e0\u4fdd\u9669\u3002\u8fd9\u9879\u7684\u4fdd\u989d\u662f$3,500\u6bcf\u6b21\u4e8b\u6545\u603b\u989d\u3002<\/p>\n<p><span class=\"fancy-underline\" data-text-color=\"alert\">\u5c0f\u8d34\u58eb<\/span>\uff1a\u901a\u5e38\u542f\u52a8\u8087\u4e8b\u65b9\u65e0\u4fdd\u9669\u9879\u76ee\uff0c\u9700\u8981\u5728\u53d1\u751f\u4e8b\u6545\u5f53\u573a\u6284\u5230\u8087\u4e8b\u65b9\u7684\u8f66\u724c\u5e76\u4e14\u62a5\u8b66\u3002<\/p>\n<p>\u5982\u679c\u8d2d\u4e70\u7684\u4fdd\u9669\u5185\u5bb9\u53ea\u5305\u62ec\u4ee5\u4e0a\u51e0\u9879\uff0c\u6211\u4eec\u901a\u5e38\u79f0\u53ea\u4e3a\u534a\u9669\u6216\u8005\u5355\u9669\u3002\u5982\u679c\u52a0\u4e0a\u4ee5\u4e0b\u7684\u8f66\u8eab\u9669\u9879\u76ee\uff0c\u5c31\u79f0\u4e4b\u4e3a\u5168\u9669\u3002<\/p>\n<p><strong>\u8f66\u8eab\u9669 \uff08Physical Damage)<br \/>\u5373\u5bf9\u81ea\u5df1\u8f66\u8f86\u7684\u635f\u5931\u8d54\u507f\u3002\u516c\u53f8\u901a\u5e38\u6309\u7167\u8f66\u8f86\u7684\u5b9e\u9645\u4fee\u590d\u8d39\uff0c\u6263\u9664\u4e00\u4e2a\u81ea\u4ed8\u989d\uff08Deductible)\u6765\u8d54\u507f\uff0c\u5e76\u4e14\u4e0d\u4f1a\u8d85\u8fc7\u8f66\u8f86\u7684\u5e02\u573a\u4ef7\u503c\u3002\u81ea\u4ed8\u989d\u53ef\u4ee5\u81ea\u9009\uff0c\u8d8a\u9ad8\u4fdd\u8d39\u7ea6\u4fbf\u5b9c\uff0c\u4e00\u822c\u5efa\u8bae\u8bbe\u7f6e\u4e3a$500\u6216\u8005$1,000\u3002\u6ce8\u610f\uff1a\u6bcf\u6b21\u7406\u8d54\u90fd\u4f1a\u5f71\u54cd\u4fdd\u9669\u8bb0\u5f55\uff0c\u5e76\u4e14\u5168\u56fd\u8054\u7f51\u4f1a\u5f71\u54cd\u672a\u67653\u5e74\u7684\u4fdd\u9669\u8d39\u3002\u9891\u7e41\u7684\u7406\u8d54\u5bfc\u81f4\u4fdd\u8d39\u9ad8\u989d\u4e0a\u6da8\u5e76\u4e0d\u662f\u660e\u667a\u4e4b\u4e3e\u3002<\/strong><\/p>\n<p>5. \u7efc\u5408\u9669\uff08Comprehensive Coverage)<br \/>\u5305\u62ec\u975e\u78b0\u649e\u4ee5\u5916\u7684\u98ce\u9669\uff1a\u706b\u707e\uff0c\u7206\u70b8\uff0c\u98d3\u98ce\uff0c\u5730\u9707\uff0c\u5077\u76d7\uff0c\u9f20\u5bb3\uff0c\u4ed6\u4eba\u6545\u610f\u7834\u574f\uff0c\u73bb\u7483\u7834\u635f\u7b49<\/p>\n<p>6. \u78b0\u649e\u9669\uff08Collision Coverage)<br \/>\u4e13\u6307\u8f66\u8f86\u4ea4\u901a\u4e8b\u6545\u5bfc\u81f4\u7684\u635f\u5931<\/p>\n<p>7. \u9053\u8def\u6551\u63f4\uff08Roadside Assistance)<br \/>\u8fd9\u91cc\u5305\u62ec\u8f66\u8f86\u629b\u951a\u65f6\u9700\u8981\u7684\u62d6\u8f66\u670d\u52a1\uff0c\u9001\u6c34\uff0c\u9001\u6cb9\uff0c\u8865\u80ce\u6362\u80ce\uff0c\u6253\u706b\u548c\u64ac\u9501\u7b49\u670d\u52a1\u3002<\/p>\n<p>8. \u79df\u8f66\u8865\u507f\uff08Rental Reimbursement)<br \/>\u8fd9\u9879\u5305\u62ec\u8f66\u8f86\u7406\u8d54\u7ef4\u4fee\u671f\u95f4\u7684\u66ff\u4ee3\u8f66\u79df\u8f66\u8d39\u7528\u3002\u4e00\u822c\u662f$30-40\/day, \u6700\u591a\u8d54\u507f30\u5929\u3002\u6ce8\u610f\u8fd9\u91cc\u53ea\u662f\u79df\u8f66\u8865\u8d34\uff0c\u4e0d\u5305\u62ec\u7a0e\u91d1\u6216\u8005\u989d\u5916\u79df\u8f66\u4fdd\u9669\u8d39\u7528\u3002<\/p>\n<p>\u91d1\u76fe\u4fdd\u9669\u4ee3\u7406\u591a\u5bb6\u4fe1\u8a89\u4f18\u8d28\u7684\u6c7d\u8f66\u4fdd\u9669\u516c\u53f8\uff0c\u5e2e\u60a8\u591a\u5bb6\u6bd4\u8f83\u8be2\u4ef7\uff0c\u7cbe\u6311\u7ec6\u9009\u6700\u4f18\u65b9\u6848\uff01<br \/>\u7acb\u5373<a href=\"https:\/\/cksinsurance.com\/zh-hans\/irvine-ca\/\">\u8054\u7cfb\u6211\u4eec<\/a>\uff0c\u7701\u94b1\u9a6c\u4e0a\u5f00\u59cb\uff01<\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n\t\t<\/div>\n\n\t\t\n<style>\n#section_295970070 {\n  padding-top: 30px;\n  padding-bottom: 30px;\n}\n<\/style>\n\t<\/section>\n\t\n\t<section class=\"section\" id=\"section_2001083233\">\n\t\t<div class=\"bg section-bg fill bg-fill  bg-loaded\" >\n\n\t\t\t\n\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"row\"  id=\"row-1816090145\">\n\n\n\t<div id=\"col-1811855194\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h2 class=\"thin-font\" style=\"text-align: center;\">\u6211\u4eec\u4ee3\u7406\u7684\u4fdd\u9669\u516c\u53f8<\/h2>\n<p>\u00a0<\/p>\n<div class=\"is-divider divider clearfix\" style=\"max-width:2200px;height:1px;background-color:rgb(221, 221, 221);\"><\/div>\n\n\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1811855194 > .col-inner {\n  margin: 0px 0px -67px 0px;\n}\n<\/style>\n\t<\/div>\n\n\t\n\n\t<div id=\"col-342008480\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n\t<div id=\"gap-977639918\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-977639918 {\n  padding-top: 50px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<div class=\"slider-wrapper relative\" id=\"slider-712343654\" >\n    <div class=\"slider slider-nav-simple 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